Why a van through financial lease?
- KIA: vans qualify for the investment deduction. On a van of € 36.000 excl. VAT that's over € 10.000 extra deduction.
- VAT back on the purchase.
- Lower road tax with the business rate.
- No bijtelling if you use it (almost) only for business.
- Finance the fit-out too: shelving, roof rack or tow bar all in one go.
New or used?
A 2 to 3 year old van is often 30% cheaper and holds its value for a long time. Note: since 2025 you pay bpm (purchase tax) on new diesel vans. Electric vans are still exempt from bpm in 2026.
All about the grey licence plate
What does a van cost per month?
| Price incl. VAT | 48 mo | 60 mo | 72 mo |
|---|---|---|---|
| € 25.000 | € 473 | € 396 | € 345 |
| € 35.000 | € 662 | € 555 | € 483 |
| € 45.000 | € 851 | € 713 | € 621 |
| € 55.000 | € 1.041 | € 872 | € 759 |
| € 65.000 | € 1.230 | € 1.030 | € 898 |
VAT car, financing excl. VAT, 10% balloon payment, 8,5% interest. Indicative.
Why a van is so tax-friendly
- VAT back: you only finance the amount excl. VAT.
- KIA: a van qualifies for the small-business investment deduction (KIA). On a € 40.000 investment that's € 11.200 extra deduction.
- Low road tax: with the business rate you pay € 58 a month for a van of 2.000 kg ready to drive, without provincial surcharges. From July to December 2026 even half that. Road tax for vans.
- No bijtelling if the van is (almost) only suitable for transporting goods or you use it only for business.
Which van suits your work?
| Size | Examples | Suitable for |
|---|---|---|
| Compact | VW Caddy Cargo, Renault Kangoo, Citroën Berlingo | Mechanics, cleaners, couriers in the city |
| Medium | VW Transporter, Ford Transit Custom, Mercedes Vito, Renault Trafic | Installers, painters, carpenters |
| Large | Mercedes Sprinter, Ford Transit, Fiat Ducato, VW Crafter | Construction, removals, parcel delivery |
| Pick-up | Ford Ranger, Toyota Hilux | Gardeners, towing trailers |
Electric van?
More and more cities have zero-emission zones for vans. An electric van costs more to buy, but less per kilometre. Note: since 2026 an electric van no longer gets a road tax discount. Zero-emission zones: what you need to know
Multiple vans?
As your business grows, you arrange multiple vans in one application. Lease multiple vehicles.
From application to keys
- Application (2 minutes). Enter your business, your contact details and the vehicle. Haven't chosen a car yet? You can add it later.
- Proposal. We submit your application to the lender that best suits your situation and send you a proposal with the interest rate, monthly instalment and balloon payment.
- Documents. Usually an ID, a KvK extract and a few bank statements. You upload them securely on your personal status page.
- Sign digitally. Once approved, you sign the contract online.
- Payout and collection. The lender pays the seller directly. You collect the car.